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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,591 | $49,177-33.7% | $79,466-59.0% | $64,173-49.2% |
| Participation rate | 87.1% | 65.0%+22.1pp | 73.3%+13.8pp | 69.6%+17.5pp |
| Annual return | -4.16% | -1.16%-3.0pp | 718.28%-722.4pp | 7.63%-11.8pp |
| Employer contribution / active EE | $516 | $2,076-75.2% | $2,800-81.6% | $2,381-78.3% |
| Participant deferral / active EE | $2,095 | $2,821-25.7% | $3,704-43.4% | $3,470-39.6% |
| Admin fee / account holder | $324 | $3,839-91.6% | $5,104-93.7% | $4,887-93.4% |