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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,519 | $57,352+45.6% | $83,830-0.4% | $64,173+30.1% |
| Participation rate | 65.6% | 68.6%-3.0pp | 76.1%-10.5pp | 69.6%-3.9pp |
| Annual return | -4.08% | 11.38%-15.5pp | 850.97%-855.0pp | 7.63%-11.7pp |
| Employer contribution / active EE | $918 | $2,546-64.0% | $3,631-74.7% | $2,381-61.5% |
| Participant deferral / active EE | $3,402 | $2,993+13.7% | $4,082-16.7% | $3,470-2.0% |
| Admin fee / account holder | $3,865 | $4,046-4.5% | $5,479-29.5% | $4,887-20.9% |