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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,171 | $59,332+9.8% | $90,223-27.8% | $59,633+9.3% |
| Participation rate | 61.8% | 71.9%-10.2pp | 79.0%-17.3pp | 68.7%-6.9pp |
| Annual return | 1.55% | 3.25%-1.7pp | 1.31%+0.2pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $886 | $3,031-70.7% | $4,378-79.8% | $2,203-59.8% |
| Participant deferral / active EE | $3,185 | $4,369-27.1% | $5,792-45.0% | $3,192-0.2% |
| Admin fee / account holder | $6,736 | $5,032+33.8% | $7,406-9.0% | $4,297+56.8% |