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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,869 | $106,267+203.8% | $96,520+234.5% | $139,456+131.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.89% | 38.45%-22.6pp | 35.72%-19.8pp | 373.45%-357.6pp |
| Employer contribution / active EE | $32,694 | $4,105+696.5% | $3,739+774.5% | $4,753+587.9% |
| Participant deferral / active EE | $4,408 | $5,454-19.2% | $4,879-9.6% | $6,711-34.3% |
| Admin fee / account holder | $3,091 | $7,882-60.8% | $6,733-54.1% | $11,407-72.9% |