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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,171 | $99,345+34.0% | $84,753+57.1% | $273,972-51.4% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.41% | 22.93%-16.5pp | 22.78%-16.4pp | 41.46%-35.0pp |
| Employer contribution / active EE | $8,443 | $4,214+100.4% | $3,574+136.2% | $4,869+73.4% |
| Participant deferral / active EE | $3,099 | $4,270-27.4% | $3,712-16.5% | $5,287-41.4% |
| Admin fee / account holder | $1,884 | $6,645-71.7% | $5,333-64.7% | $10,133-81.4% |