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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,843 | $123,793+231.1% | $177,827+130.5% | $79,858+413.2% |
| Participation rate | 88.5% | 84.7%+3.8pp | 87.7%+0.7pp | 69.6%+18.8pp |
| Annual return | 15.52% | 22.82%-7.3pp | 48.32%-32.8pp | 31.72%-16.2pp |
| Employer contribution / active EE | $8,467 | $4,095+106.8% | $5,918+43.1% | $2,471+242.7% |
| Participant deferral / active EE | $8,440 | $5,956+41.7% | $7,713+9.4% | $3,740+125.7% |
| Admin fee / account holder | $10,756 | $7,243+48.5% | $12,429-13.5% | $5,306+102.7% |