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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,524 | $94,529+201.0% | $140,019+103.2% | $64,181+343.3% |
| Participation rate | 96.6% | 84.1%+12.5pp | 87.5%+9.1pp | 69.6%+27.0pp |
| Annual return | 2.88% | 7.77%-4.9pp | 651.15%-648.3pp | 7.63%-4.8pp |
| Employer contribution / active EE | $7,776 | $3,812+104.0% | $5,605+38.7% | $2,381+226.6% |
| Participant deferral / active EE | $7,716 | $5,250+47.0% | $6,927+11.4% | $3,470+122.4% |
| Admin fee / account holder | $4,586 | $6,741-32.0% | $10,705-57.2% | $4,887-6.2% |