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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,024 | $138,078-38.4% | $125,363-32.2% | $134,509-36.8% |
| Participation rate | 79.2% | 84.5%-5.3pp | 82.4%-3.2pp | 81.2%-2.1pp |
| Annual return | -22.06% | 750.49%-772.6pp | 572.15%-594.2pp | 418.13%-440.2pp |
| Employer contribution / active EE | $1,659 | $5,245-68.4% | $4,815-65.5% | $4,741-65.0% |
| Participant deferral / active EE | $7,314 | $7,800-6.2% | $7,447-1.8% | $6,400+14.3% |
| Admin fee / account holder | $3,002 | $11,566-74.0% | $10,005-70.0% | $11,427-73.7% |