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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,766 | $138,075-46.6% | $123,552-40.3% | $135,379-45.5% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -4.27% | 153.70%-158.0pp | 119.20%-123.5pp | 519.79%-524.1pp |
| Employer contribution / active EE | $2,381 | $5,152-53.8% | $4,628-48.6% | $4,779-50.2% |
| Participant deferral / active EE | $6,035 | $6,800-11.2% | $6,426-6.1% | $5,609+7.6% |
| Admin fee / account holder | $37,622 | $10,917+244.6% | $9,285+305.2% | $10,828+247.4% |