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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,787 | $148,582+3.5% | $135,942+13.1% | $139,456+10.3% |
| Participation rate | 61.5% | 83.9%-22.3pp | 81.9%-20.4pp | 80.3%-18.8pp |
| Annual return | 17.35% | 79.26%-61.9pp | 68.28%-50.9pp | 373.45%-356.1pp |
| Employer contribution / active EE | $4,029 | $5,245-23.2% | $4,858-17.0% | $4,753-15.2% |
| Participant deferral / active EE | $10,915 | $8,101+34.7% | $7,759+40.7% | $6,711+62.6% |
| Admin fee / account holder | $3,640 | $12,402-70.6% | $10,764-66.2% | $11,407-68.1% |