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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,806 | $138,078-8.2% | $125,363+1.2% | $134,509-5.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -19.47% | 750.49%-770.0pp | 572.15%-591.6pp | 418.13%-437.6pp |
| Employer contribution / active EE | $3,792 | $5,245-27.7% | $4,815-21.2% | $4,741-20.0% |
| Participant deferral / active EE | $11,572 | $7,800+48.4% | $7,447+55.4% | $6,400+80.8% |
| Admin fee / account holder | $8,128 | $11,566-29.7% | $10,005-18.8% | $11,427-28.9% |