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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,809 | $115,796+89.8% | $101,264+117.1% | $158,950+38.3% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 29.37% | 56.15%-26.8pp | 46.48%-17.1pp | 302.91%-273.5pp |
| Employer contribution / active EE | $1,676 | $4,175-59.9% | $3,660-54.2% | $4,762-64.8% |
| Participant deferral / active EE | $3,693 | $4,958-25.5% | $4,370-15.5% | $5,983-38.3% |
| Admin fee / account holder | $647 | $7,247-91.1% | $5,947-89.1% | $11,248-94.3% |