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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,677 | $106,008+108.2% | $92,240+139.2% | $147,586+49.5% |
| Participation rate | 63.6% | 80.4%-16.8pp | 76.5%-12.8pp | 82.8%-19.2pp |
| Annual return | 20.72% | 50.05%-29.3pp | 176.29%-155.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,155 | $4,333-73.3% | $3,680-68.6% | $4,876-76.3% |
| Participant deferral / active EE | $3,097 | $4,478-30.8% | $3,897-20.5% | $5,439-43.1% |
| Admin fee / account holder | $8,474 | $6,333+33.8% | $5,194+63.1% | $10,886-22.2% |