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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,394 | $176,077-39.6% | $159,455-33.3% | $167,518-36.5% |
| Participation rate | 81.8% | 84.9%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 14.21% | 331.83%-317.6pp | 263.63%-249.4pp | 478.71%-464.5pp |
| Employer contribution / active EE | $2,816 | $5,298-46.9% | $4,830-41.7% | $4,838-41.8% |
| Participant deferral / active EE | $6,272 | $7,751-19.1% | $7,353-14.7% | $6,342-1.1% |
| Admin fee / account holder | $17,422 | $12,556+38.8% | $10,800+61.3% | $12,312+41.5% |