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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,349 | $138,076-39.6% | $123,553-32.5% | $135,380-38.4% |
| Participation rate | 62.5% | 84.7%-22.2pp | 82.3%-19.8pp | 82.6%-20.1pp |
| Annual return | -6.12% | 153.70%-159.8pp | 119.21%-125.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $3,177 | $5,152-38.3% | $4,628-31.4% | $4,779-33.5% |
| Participant deferral / active EE | $10,210 | $6,800+50.2% | $6,426+58.9% | $5,609+82.0% |
| Admin fee / account holder | $5,311 | $10,917-51.4% | $9,284-42.8% | $10,828-51.0% |