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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $47,618 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Advisory (Plan) | $37,945 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,398 | $75,183+13.6% | $123,894-31.1% | $55,167+54.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 81.4%+18.6pp | 69.0%+31.0pp |
| Annual return | 7.35% | 19.01%-11.7pp | 47.52%-40.2pp | 169.23%-161.9pp |
| Employer contribution / active EE | $5,919 | $2,823+109.6% | $4,617+28.2% | $1,963+201.6% |
| Participant deferral / active EE | $6,654 | $5,084+30.9% | $5,984+11.2% | $3,054+117.9% |
| Admin fee / account holder | $380 | $663-42.6% | $8,357-95.4% | $504-24.5% |