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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,617 | $138,078-82.2% | $125,363-80.4% | $134,509-81.7% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -25.05% | 750.49%-775.5pp | 572.15%-597.2pp | 418.13%-443.2pp |
| Employer contribution / active EE | $3,442 | $5,245-34.4% | $4,815-28.5% | $4,741-27.4% |
| Participant deferral / active EE | $8,298 | $7,800+6.4% | $7,447+11.4% | $6,400+29.7% |
| Admin fee / account holder | $2,701 | $11,566-76.6% | $10,005-73.0% | $11,427-76.4% |