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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,457 | $138,075+6.1% | $123,552+18.5% | $135,379+8.2% |
| Participation rate | 25.0% | 84.7%-59.7pp | 82.3%-57.3pp | 82.6%-57.6pp |
| Annual return | -6.75% | 153.70%-160.4pp | 119.20%-126.0pp | 519.79%-526.5pp |
| Employer contribution / active EE | $1,030 | $5,152-80.0% | $4,628-77.7% | $4,779-78.4% |
| Participant deferral / active EE | $5,750 | $6,800-15.4% | $6,426-10.5% | $5,609+2.5% |
| Admin fee / account holder | $2,810 | $10,917-74.3% | $9,285-69.7% | $10,828-74.0% |