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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,477 | $73,978-45.3% | $96,515-58.1% | $75,173-46.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 5.70% | 26.72%-21.0pp | 35.73%-30.0pp | 160.72%-155.0pp |
| Employer contribution / active EE | $1,026 | $2,931-65.0% | $3,740-72.6% | $2,671-61.6% |
| Participant deferral / active EE | $1,752 | $3,660-52.1% | $4,880-64.1% | $4,126-57.6% |
| Admin fee / account holder | $14,289 | $5,219+173.8% | $6,735+112.1% | $5,651+152.9% |