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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,117 | $72,273-37.6% | $101,275-55.5% | $79,856-43.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 5.04% | 22.30%-17.3pp | 46.48%-41.4pp | 31.71%-26.7pp |
| Employer contribution / active EE | $943 | $2,691-65.0% | $3,660-74.2% | $2,471-61.8% |
| Participant deferral / active EE | $1,804 | $3,282-45.0% | $4,371-58.7% | $3,741-51.8% |
| Admin fee / account holder | $6,282 | $4,401+42.7% | $5,948+5.6% | $5,306+18.4% |