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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,660 | $65,364-39.3% | $92,909-57.3% | $72,975-45.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 12.13% | 42.11%-30.0pp | 109.44%-97.3pp | 81.01%-68.9pp |
| Employer contribution / active EE | $1,043 | $2,594-59.8% | $3,653-71.4% | $2,440-57.3% |
| Participant deferral / active EE | $1,936 | $3,128-38.1% | $4,238-54.3% | $3,608-46.3% |
| Admin fee / account holder | $1,690 | $4,251-60.3% | $5,795-70.8% | $5,124-67.0% |