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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,893 | $91,167+136.8% | $178,498+20.9% | $79,858+170.3% |
| Participation rate | 81.5% | 69.2%+12.3pp | 81.9%-0.4pp | 69.6%+11.8pp |
| Annual return | 10.67% | 24.19%-13.5pp | 151.09%-140.4pp | 31.72%-21.0pp |
| Employer contribution / active EE | $1,111 | $3,255-65.9% | $5,011-77.8% | $2,471-55.0% |
| Participant deferral / active EE | $8,342 | $3,236+157.8% | $5,202+60.4% | $3,740+123.0% |
| Admin fee / account holder | $34,522 | $6,747+411.6% | $13,985+146.8% | $5,306+550.6% |