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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,096 | $84,236+174.3% | $170,435+35.6% | $70,126+229.5% |
| Participation rate | 80.8% | 70.8%+9.9pp | 83.6%-2.8pp | 69.5%+11.2pp |
| Annual return | 14.09% | 23.06%-9.0pp | 205.94%-191.9pp | 73.15%-59.1pp |
| Employer contribution / active EE | $2,968 | $3,387-12.4% | $5,432-45.4% | $2,343+26.7% |
| Participant deferral / active EE | $11,942 | $3,086+287.0% | $4,939+141.8% | $3,332+258.4% |
| Admin fee / account holder | $7,576 | $5,698+32.9% | $13,881-45.4% | $4,645+63.1% |