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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,925 | $97,732+143.4% | $83,831+183.8% | $135,380+75.7% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -4.76% | 1287.56%-1292.3pp | 850.99%-855.7pp | 519.81%-524.6pp |
| Employer contribution / active EE | $7,870 | $4,222+86.4% | $3,631+116.7% | $4,779+64.7% |
| Participant deferral / active EE | $4,353 | $4,683-7.0% | $4,082+6.6% | $5,609-22.4% |
| Admin fee / account holder | $184,018 | $6,675+2657.0% | $5,479+3258.8% | $10,828+1599.4% |