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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,119 | $156,398+56.7% | $147,318+66.4% | $138,895+76.5% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 15.96% | 78.75%-62.8pp | 70.43%-54.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $8,473 | $4,853+74.6% | $4,593+84.5% | $4,194+102.0% |
| Participant deferral / active EE | $13,225 | $8,237+60.5% | $7,906+67.3% | $6,396+106.8% |
| Admin fee / account holder | $19,790 | $14,976+32.1% | $13,708+44.4% | $12,562+57.5% |