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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,298 | $160,040+16.4% | $147,096+26.7% | $145,877+27.7% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 17.62% | 98.49%-80.9pp | 419.75%-402.1pp | 551.28%-533.7pp |
| Employer contribution / active EE | $7,560 | $5,289+42.9% | $4,936+53.2% | $4,663+62.1% |
| Participant deferral / active EE | $11,579 | $8,429+37.4% | $8,071+43.5% | $6,691+73.1% |
| Admin fee / account holder | $579 | $15,050-96.2% | $13,005-95.5% | $13,402-95.7% |