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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,165 | $91,559+41.1% | $133,971-3.6% | $79,852+61.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 9.43% | 61.85%-52.4pp | 45.09%-35.7pp | 31.72%-22.3pp |
| Employer contribution / active EE | $1,586 | $2,384-33.5% | $3,919-59.5% | $2,471-35.8% |
| Participant deferral / active EE | $2,919 | $3,734-21.8% | $5,047-42.2% | $3,740-22.0% |
| Admin fee / account holder | $9,426 | $6,321+49.1% | $8,929+5.6% | $5,306+77.6% |