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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,573 | $78,707+4.9% | $117,861-29.9% | $70,126+17.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 6.51% | 23.30%-16.8pp | 335.11%-328.6pp | 73.15%-66.6pp |
| Employer contribution / active EE | $1,578 | $2,223-29.1% | $3,786-58.3% | $2,343-32.7% |
| Participant deferral / active EE | $2,639 | $3,297-20.0% | $4,482-41.1% | $3,332-20.8% |
| Admin fee / account holder | $7,044 | $5,066+39.1% | $8,021-12.2% | $4,645+51.6% |