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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,819 | $69,977+1.2% | $108,582-34.8% | $62,881+12.6% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | -1.07% | 10.73%-11.8pp | -51.70%+50.6pp | 20.14%-21.2pp |
| Employer contribution / active EE | $1,270 | $2,135-40.5% | $3,758-66.2% | $2,281-44.3% |
| Participant deferral / active EE | $2,101 | $3,165-33.6% | $4,311-51.3% | $3,203-34.4% |
| Admin fee / account holder | $2,598 | $5,076-48.8% | $7,645-66.0% | $4,296-39.5% |