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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,087 | $106,524+72.8% | $152,301+20.9% | $87,485+110.4% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.4%+13.8pp | 68.9%+27.4pp |
| Annual return | 14.32% | 26.89%-12.6pp | 80.50%-66.2pp | 26.06%-11.7pp |
| Employer contribution / active EE | $762 | $3,371-77.4% | $4,624-83.5% | $2,596-70.6% |
| Participant deferral / active EE | $9,074 | $6,525+39.1% | $8,004+13.4% | $4,274+112.3% |
| Admin fee / account holder | $1,947 | $8,287-76.5% | $14,398-86.5% | $7,775-75.0% |