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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,087 | $107,421+71.4% | $182,262+1.0% | $94,015+95.8% |
| Participation rate | 96.3% | 77.8%+18.5pp | 84.2%+12.1pp | 70.8%+25.5pp |
| Annual return | 14.32% | 21.32%-7.0pp | 140.60%-126.3pp | 17.84%-3.5pp |
| Employer contribution / active EE | $762 | $3,448-77.9% | $5,046-84.9% | $2,790-72.7% |
| Participant deferral / active EE | $9,074 | $6,558+38.4% | $8,276+9.6% | $4,249+113.5% |
| Admin fee / account holder | $1,947 | $8,692-77.6% | $16,712-88.3% | $8,951-78.2% |