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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,012 | $69,118-78.3% | $53,647-72.0% | $138,895-89.2% |
| Participation rate | 20.0% | 64.0%-44.0pp | 56.3%-36.3pp | 79.9%-59.9pp |
| Annual return | 17.75% | 248.26%-230.5pp | 358.33%-340.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $207 | $1,189-82.6% | $962-78.5% | $4,194-95.1% |
| Participant deferral / active EE | $328 | $2,274-85.6% | $1,813-81.9% | $6,396-94.9% |
| Admin fee / account holder | $837 | $2,724-69.3% | $2,460-66.0% | $12,562-93.3% |