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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,969 | $81,763-80.5% | $58,561-72.7% | $139,466-88.5% |
| Participation rate | 20.0% | 61.3%-41.3pp | 50.9%-30.9pp | 80.3%-60.3pp |
| Annual return | 10.05% | 7427.77%-7417.7pp | 4251.33%-4241.3pp | 373.66%-363.6pp |
| Employer contribution / active EE | $300 | $1,398-78.5% | $1,053-71.5% | $4,754-93.7% |
| Participant deferral / active EE | $711 | $2,555-72.2% | $1,923-63.0% | $6,712-89.4% |
| Admin fee / account holder | $342 | $3,273-89.6% | $2,520-86.4% | $11,409-97.0% |