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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,570 | $85,169+13.4% | $172,755-44.1% | $72,983+32.3% |
| Participation rate | 84.8% | 70.1%+14.8pp | 82.6%+2.2pp | 69.5%+15.4pp |
| Annual return | 21.01% | 27.32%-6.3pp | 802.94%-781.9pp | 81.01%-60.0pp |
| Employer contribution / active EE | $1,775 | $3,324-46.6% | $5,144-65.5% | $2,440-27.3% |
| Participant deferral / active EE | $3,259 | $3,2600% | $5,198-37.3% | $3,608-9.7% |
| Admin fee / account holder | $1,292 | $5,880-78.0% | $13,955-90.7% | $5,124-74.8% |