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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,314 | $91,179+4.5% | $178,499-46.6% | $79,852+19.4% |
| Participation rate | 84.4% | 69.2%+15.2pp | 81.9%+2.4pp | 69.6%+14.7pp |
| Annual return | 7.19% | 24.19%-17.0pp | 151.10%-143.9pp | 31.72%-24.5pp |
| Employer contribution / active EE | $1,898 | $3,256-41.7% | $5,011-62.1% | $2,471-23.2% |
| Participant deferral / active EE | $3,454 | $3,236+6.8% | $5,202-33.6% | $3,740-7.6% |
| Admin fee / account holder | $5,975 | $6,749-11.5% | $13,986-57.3% | $5,306+12.6% |