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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,167 | $77,816+12.0% | $123,549-29.4% | $64,181+35.8% |
| Participation rate | 97.6% | 74.7%+22.8pp | 82.3%+15.3pp | 69.6%+28.0pp |
| Annual return | -5.47% | 12.49%-18.0pp | 119.20%-124.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $827 | $3,014-72.6% | $4,628-82.1% | $2,381-65.3% |
| Participant deferral / active EE | $6,187 | $5,240+18.1% | $6,426-3.7% | $3,470+78.3% |
| Admin fee / account holder | $13,365 | $5,519+142.2% | $9,284+43.9% | $4,887+173.5% |