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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,377 | $76,551+18.1% | $123,894-27.1% | $62,881+43.7% |
| Participation rate | 91.9% | 73.0%+18.9pp | 81.4%+10.5pp | 69.3%+22.6pp |
| Annual return | 8.09% | 18.68%-10.6pp | 47.52%-39.4pp | 20.14%-12.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,848 | $4,840+0.2% | $5,984-19.0% | $3,203+51.4% |
| Admin fee / account holder | $3,162 | $4,826-34.5% | $8,357-62.2% | $4,296-26.4% |