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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,742 | $70,435+57.2% | $96,575+14.7% | $85,856+29.0% |
| Participation rate | 80.3% | 61.8%+18.5pp | 69.8%+10.5pp | 69.3%+11.0pp |
| Annual return | 9.65% | 18.59%-8.9pp | 37.79%-28.1pp | 318.58%-308.9pp |
| Employer contribution / active EE | $3,023 | $1,413+113.9% | $2,357+28.3% | $2,565+17.8% |
| Participant deferral / active EE | $7,179 | $2,894+148.1% | $3,849+86.5% | $3,952+81.6% |
| Admin fee / account holder | $2,291 | $4,997-54.2% | $6,182-62.9% | $6,261-63.4% |