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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,166 | $65,034+67.9% | $90,970+20.0% | $79,856+36.7% |
| Participation rate | 60.9% | 61.6%-0.7pp | 69.0%-8.1pp | 69.6%-8.8pp |
| Annual return | 11.03% | 30.45%-19.4pp | 134.60%-123.6pp | 31.71%-20.7pp |
| Employer contribution / active EE | $3,098 | $1,247+148.3% | $2,122+46.0% | $2,471+25.4% |
| Participant deferral / active EE | $4,087 | $2,512+62.7% | $3,373+21.2% | $3,741+9.3% |
| Admin fee / account holder | $1,661 | $4,536-63.4% | $5,961-72.1% | $5,306-68.7% |