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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,446 | $165,361-13.9% | $149,715-4.9% | $158,950-10.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.66% | 348.24%-334.6pp | 276.66%-263.0pp | 302.91%-289.2pp |
| Employer contribution / active EE | $6,812 | $5,103+33.5% | $4,645+46.7% | $4,762+43.1% |
| Participant deferral / active EE | $9,592 | $7,182+33.6% | $6,842+40.2% | $5,983+60.3% |
| Admin fee / account holder | $1,028 | $10,808-90.5% | $9,310-89.0% | $11,248-90.9% |