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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,777 | $76,551-7.5% | $123,894-42.9% | $62,881+12.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.17% | 18.68%-14.5pp | 47.52%-43.3pp | 20.14%-16.0pp |
| Employer contribution / active EE | $4,203 | $2,882+45.8% | $4,617-9.0% | $2,281+84.3% |
| Participant deferral / active EE | $7,976 | $4,840+64.8% | $5,984+33.3% | $3,203+149.0% |
| Admin fee / account holder | $32,540 | $4,826+574.3% | $8,357+289.4% | $4,296+657.5% |