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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,034 | $138,114+128.8% | $125,391+152.0% | $134,545+134.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.41% | 750.88%-765.3pp | 572.41%-586.8pp | 418.37%-432.8pp |
| Employer contribution / active EE | $3,550 | $5,246-32.3% | $4,816-26.3% | $4,742-25.1% |
| Participant deferral / active EE | $7,387 | $7,801-5.3% | $7,448-0.8% | $6,401+15.4% |
| Admin fee / account holder | $16,558 | $11,570+43.1% | $10,009+65.4% | $11,431+44.9% |