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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,034 | $138,078+128.9% | $125,363+152.1% | $134,509+135.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.41% | 750.49%-764.9pp | 572.15%-586.6pp | 418.13%-432.5pp |
| Employer contribution / active EE | $3,550 | $5,245-32.3% | $4,815-26.3% | $4,741-25.1% |
| Participant deferral / active EE | $7,387 | $7,800-5.3% | $7,447-0.8% | $6,400+15.4% |
| Admin fee / account holder | $16,558 | $11,566+43.2% | $10,005+65.5% | $11,427+44.9% |