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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,067 | $157,276+87.6% | $141,177+109.0% | $152,885+93.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.29% | 64.33%-41.0pp | 71.40%-48.1pp | 345.39%-322.1pp |
| Employer contribution / active EE | $3,516 | $5,262-33.2% | $4,736-25.7% | $4,763-26.2% |
| Participant deferral / active EE | $7,496 | $7,110+5.4% | $6,710+11.7% | $5,851+28.1% |
| Admin fee / account holder | $11,825 | $12,123-2.5% | $10,263+15.2% | $11,598+2.0% |