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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,122 | $165,399+95.4% | $149,745+115.8% | $158,982+103.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.77% | 348.34%-331.6pp | 276.72%-260.0pp | 302.99%-286.2pp |
| Employer contribution / active EE | $1,591 | $5,105-68.8% | $4,646-65.8% | $4,763-66.6% |
| Participant deferral / active EE | $8,484 | $7,183+18.1% | $6,843+24.0% | $5,983+41.8% |
| Admin fee / account holder | $5,614 | $10,811-48.1% | $9,312-39.7% | $11,252-50.1% |