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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,271 | $93,598+52.0% | $135,974+4.6% | $75,173+89.3% |
| Participation rate | 94.4% | 75.2%+19.2pp | 81.9%+12.5pp | 67.2%+27.2pp |
| Annual return | 19.22% | 30.89%-11.7pp | 68.30%-49.1pp | 160.72%-141.5pp |
| Employer contribution / active EE | $3,200 | $3,538-9.5% | $4,859-34.1% | $2,671+19.8% |
| Participant deferral / active EE | $8,407 | $6,405+31.2% | $7,760+8.3% | $4,126+103.7% |
| Admin fee / account holder | $25,327 | $6,978+263.0% | $10,767+135.2% | $5,651+348.2% |