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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,927 | $85,766+13.0% | $136,298-28.9% | $70,126+38.2% |
| Participation rate | 81.8% | 74.2%+7.7pp | 81.9%-0.1pp | 69.5%+12.3pp |
| Annual return | 26.31% | 31.46%-5.1pp | 5156.27%-5130.0pp | 73.15%-46.8pp |
| Employer contribution / active EE | $1,550 | $2,966-47.7% | $4,696-67.0% | $2,343-33.8% |
| Participant deferral / active EE | $4,531 | $5,051-10.3% | $6,247-27.5% | $3,332+36.0% |
| Admin fee / account holder | $1,405 | $5,421-74.1% | $9,244-84.8% | $4,645-69.8% |