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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,588 | $136,860-54.3% | $120,344-48.0% | $154,746-59.6% |
| Participation rate | 60.0% | 79.9%-19.9pp | 76.7%-16.7pp | 80.7%-20.7pp |
| Annual return | 13.37% | 21.38%-8.0pp | 20.30%-6.9pp | 172.34%-159.0pp |
| Employer contribution / active EE | $3,953 | $3,533+11.9% | $3,020+30.9% | $4,379-9.7% |
| Participant deferral / active EE | $2,788 | $5,793-51.9% | $5,135-45.7% | $6,730-58.6% |
| Admin fee / account holder | $9,784 | $15,393-36.4% | $12,742-23.2% | $14,365-31.9% |