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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,588 | $167,415-62.6% | $140,514-55.5% | $198,609-68.5% |
| Participation rate | 60.0% | 80.9%-20.9pp | 77.8%-17.8pp | 82.4%-22.4pp |
| Annual return | 13.37% | 13.85%-0.5pp | 14.36%-1.0pp | 202.70%-189.3pp |
| Employer contribution / active EE | $3,953 | $4,088-3.3% | $3,378+17.0% | $5,055-21.8% |
| Participant deferral / active EE | $2,788 | $5,579-50.0% | $4,919-43.3% | $6,977-60.0% |
| Admin fee / account holder | $9,784 | $16,730-41.5% | $13,697-28.6% | $19,030-48.6% |