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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,236 | $159,978+64.5% | $147,041+79.0% | $145,978+80.3% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 28.67% | 98.36%-69.7pp | 419.21%-390.5pp | 550.52%-521.8pp |
| Employer contribution / active EE | $10,308 | $5,288+94.9% | $4,935+108.9% | $4,662+121.1% |
| Participant deferral / active EE | $11,224 | $8,429+33.2% | $8,071+39.1% | $6,690+67.8% |
| Admin fee / account holder | $2,175 | $15,053-85.6% | $13,006-83.3% | $13,400-83.8% |