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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,503 | $157,296-35.5% | $141,191-28.1% | $152,897-33.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.77% | 64.34%-63.6pp | 71.41%-70.6pp | 345.43%-344.7pp |
| Employer contribution / active EE | $12,334 | $5,262+134.4% | $4,736+160.4% | $4,764+158.9% |
| Participant deferral / active EE | $9,477 | $7,111+33.3% | $6,710+41.2% | $5,851+62.0% |
| Admin fee / account holder | $15,643 | $12,125+29.0% | $10,264+52.4% | $11,599+34.9% |