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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,808 | $110,410+254.9% | $102,437+282.5% | $145,897+168.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.69% | 24.85%-9.2pp | 24.95%-9.3pp | 552.29%-536.6pp |
| Employer contribution / active EE | $0 | $4,217-100.0% | $3,871-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,366 | $5,622+66.6% | $5,060+85.1% | $6,689+40.0% |
| Admin fee / account holder | $16,238 | $9,745+66.6% | $8,388+93.6% | $13,390+21.3% |