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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,063 | $63,949+366.1% | $129,031+131.0% | $94,015+217.0% |
| Participation rate | 22.9% | 63.4%-40.6pp | 73.4%-50.5pp | 70.8%-48.0pp |
| Annual return | 14.80% | 17.56%-2.8pp | 34.67%-19.9pp | 17.84%-3.0pp |
| Employer contribution / active EE | $1,059 | $1,865-43.2% | $3,226-67.2% | $2,790-62.0% |
| Participant deferral / active EE | $3,130 | $3,686-15.1% | $5,217-40.0% | $4,249-26.4% |
| Admin fee / account holder | $5 | $5,523-99.9% | $13,208-100.0% | $8,951-99.9% |