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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,063 | $60,442+393.1% | $96,754+208.1% | $87,485+240.7% |
| Participation rate | 22.9% | 58.7%-35.9pp | 70.3%-47.4pp | 68.9%-46.1pp |
| Annual return | 14.80% | 21.97%-7.2pp | 82.04%-67.2pp | 26.06%-11.3pp |
| Employer contribution / active EE | $1,059 | $1,691-37.3% | $2,679-60.5% | $2,596-59.2% |
| Participant deferral / active EE | $3,130 | $3,280-4.6% | $4,758-34.2% | $4,274-26.8% |
| Admin fee / account holder | $5 | $5,069-99.9% | $8,905-99.9% | $7,775-99.9% |