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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,063 | $57,590+417.6% | $86,233+245.6% | $82,448+261.5% |
| Participation rate | 22.9% | 57.9%-35.0pp | 69.0%-46.2pp | 68.1%-45.2pp |
| Annual return | 14.80% | 22.41%-7.6pp | 61.39%-46.6pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,059 | $1,655-36.0% | $2,504-57.7% | $2,551-58.5% |
| Participant deferral / active EE | $3,130 | $3,080+1.6% | $4,559-31.4% | $4,139-24.4% |
| Admin fee / account holder | $5 | $4,730-99.9% | $8,342-99.9% | $7,234-99.9% |